Norelid Advokatbyrå is ranked as a top tier law firm in Sweden within insurance and reinsurance law by several leading international ranking institutes. Our specialists handle and advise on all types of insurance law issues that may arise. We offer a full range of services to the insurance sector such as claims handling, drafting, reviewing and interpretation of policy wordings, as well as with insurance corporate and compliance related issues. Our insurance law specialists also have extensive experience of representing insurers before courts and arbitral tribunals.

For the last couple of years, the insurance industry has requested special knowledge and services within the cyber risk-area. To answer the requests of the market, we have developed a unique Cyber Incident Desk service for our clients in general and especially for insurers. Together with other experts within for example data security, IT forensics, media/PR etc. we assist clients and policy holders who have suffered data breaches. With our Cyber Incident Desk manned around the clock, we are always available and coordinate with the other relevant parties such as IT forensic experts, media/PR consultants etc. We act as Incident Managers on or off site when and if necessary, as well as handling all the legal questions that arise during and in connection with a data breach.

We have long-term collaborations with several of the leading players on the insurance market in Sweden as well as internationally and our list of clients includes some of the world’s largest insurance companies. Our insurance law specialists know what needs to be done when you turn to us for advice and will assist you with all your legal matters whilst keeping a clear focus on the company’s core business and operations.

Our expertise includes drafting of all types of agreements as well as internal governance documentation that your organisation needs and requests. Whether it is insurance policies, insurance distribution agreements, cooperation and service agreements, or internal policies and guidelines, our experts can assist with their expertise.

Our insurance group has long standing and broad experience of preparing and reviewing policy wordings and other insurance contract documentation, such as pre-purchase information.


We also often assist with our expertise regarding policy interpretation.


Whether it is cyber insurance, property insurance, casualty insurance, general and products liability insurance, construction insurance, directors and officers liability (D&O) insurance, life insurance, consumer insurance or a newly launched insurance product, our experts can assist with their competence and commitment to ensure the quality of the product from a legal perspective.

As several of our clients are international insurers, we often assist in adapting insurance products to the Swedish market and ensure that both insurance terms and other information provided to policyholders meet the requirements and comply with Swedish law. If needed, we also assist with translations.

Through our industry knowledge and deep understanding of the insurance markets, we can assist you in all types of regulatory issues while your organisation can continue to focus on its core business.


Among other things, we assist our clients with:
– Permit applications
– Contacts with the Swedish Financial Supervisory Authority and other authorities
– Risk management
– Internal governance documentation and suitability assessments
– Advice and documentation regarding compliance with AML legislation and regulations

Several of our clients choose to outsource their claims-handling department to us. We offer cost-efficient and professional claims-handling and have established routines with monthly or quarterly reporting systems to ensure that we always work closely with the responsible claims managers at the insurer in order to customize working- and reporting procedures, that suit the individual needs of our clients.

Our lawyers have comprehensive experience of acting as counsel in all types of insurance law disputes before courts as well as in arbitration proceedings. We manage both small and large disputes as well as cross-border disputes through our international network.

We are often hired as lecturers within all areas of insurance law.


We offer client-adapted and interactive courses for your specific organisation’s needs, whether it concerns regulatory issues regarding insurance distribution or product-specific challenges.


Susanna Norelid

Managing Partner, Lawyer
+46 733 74 40 52

Fredrik Seemann

Partner, Lawyer
+46 733 74 40 59